If you’re someone who is still accumulating assets for retirement, still working, the key things you want to look at would be your savings rate over the past year.
So, they might want to think about starting withdrawals in the low to mid-3% range, assuming that they have a balanced portfolio, a 30-year time horizon, and want a 90% degree of certainty of not outliving their assets.
Is Your Retirement Plan on Track?
If you’re someone who is still accumulating assets for retirement, still working, the key things you want to look at would be your savings rate over the past year.
So, they might want to think about starting withdrawals in the low to mid-3% range, assuming that they have a balanced portfolio, a 30-year time horizon, and want a 90% degree of certainty of not outliving their assets.