Tag: ETF retirement investment

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(Disclaimer: This recording is for informational purposes only and should not be considered investment advice. Opinions expressed are as of the date of recording. Such opinions are subject to change. The views and opinions of guests on this program are not necessarily those of Morningstar, Inc. and its affiliates. Morningstar and its affiliates are not affiliated with this guest or his or her business affiliates unless otherwise stated. Morningstar does not guarantee the accuracy, or the completeness of the data presented herein. Jeff Ptak is an employee of Morningstar Research Services LLC. Morningstar Research Services is a subsidiary of Morningstar, Inc. and is registered with and governed by the U.S. Securities and Exchange Commission. Morningstar Research Services shall not be responsible for any trading decisions, damages or other losses resulting from or related to the information, data analysis, or opinions, or their use. Past performance is not a guarantee of future results. All investments are subject to investment risk, including possible loss of principal. Individuals should seriously consider if an investment is suitable for them by referencing their own financial position, investment objectives and risk profile before making any investment decision.)

Target-Date Retirement Funds in 4 ChartsNavigating retirement involves a host of problems. These funds present a range of solutions.

If you are thinking about deferring Social Security and that you may need to spend more from your portfolio in the period leading up to that, that may be OK. Can you talk about the benefits of reducing spending in

Key Takeaways

Long-term care isn’t typically covered by traditional insurance or Medicare.
Traditional tax-deferred accounts are good receptacles for long-term-care costs.
Home equity can be a solution to help cover some expenses.

It’s therefore no surprise that the big headline on the Inflation Reduction Act is that it will finally empower Medicare to negotiate with drugmakers on the prices of a short list of the most expensive drugs, starting in 2026.

New investors saving for retirement may be concerned that they’ve begun their investment journey at the start of a bear market. But not to worry; not only do bear markets occur from time to time, there’s also still

What PGIM’s David Blanchett thinks a volatile stock market, rising yields, and still-hot inflation mean for the financial plans of retirees and pre-retirees.

A frugal couple assesses their portfolio in the midst of volatility and a transition to true retirement.

In a previous article, I addressed the issue of retirees whose nest eggs have dropped to the point of threatening their long-term financial stability. I discussed two potential solutions: the Band-Aid approach, in which retirees make small living adjustments, and immediate annuities, which provide retirees a stable income. In this article, I will present a third solution: home equity.

The underlying index is designed to provide exposure to exchange-listed companies in developed markets that facilitate the demographic trend of longer average life spans and the aging of the global population, including but

Based on current reported returns, for every $100,000 Fred invests in a single premium immediate annuity, he could get $700 per month guaranteed income for life, amounting to a withdrawal rate of 8.4%.