Tag: ETF retirement investment

The article talks about the fear and insecurity accompanying job loss or forced retirement, especially due to economic downturns. It suggests traditional investing strategies may not suffice, and introduces the ‘Income Method’ as a practical solution. This investment strategy advocates for owning shares in companies that pay steady dividends. The article also mentions the ‘Rule of 42’ for diversification, and the ‘Rule of 25’ for reinvesting dividends, to ensure a growing income stream, making it an apt strategy amidst economic instability.

So, coming out of a 2022, for example, if you’re going for a strategy like this, the trade-off would be that in 2023, you would not be able to take an inflation adjustment based on what happened in the market last year. You can see that

Dispelling these myths can help your clients decide if investing in an annuity will help their retirement income planning and financial strategy. Some common myths about annuities are that they’re too expensive, that certain

It’s also worth pointing out that a retiree doesn’t have to spend cash flows from an annuity: One retiree I know uses his annuity income for lifetime gifting to his loved ones. For people who find comfort in data, David Blanchett’s

Another factor is that retirees, because they’re withdrawing a portion of their portfolios to pay for their ongoing living expenses, don’t have the luxury that working folks have of getting those cost-of-living adjustments automatically in their paychecks