The Schwab U.S. TIPS ETF (SCHP) offers low-cost access to Treasury Inflation-Protected Securities, adjusting for inflation. It holds a diverse portfolio across maturities, proving beneficial in inflationary environments and providing portfolio diversification. While it has historically performed well, its performance relies on inflation adjustments and real interest rate changes.
The WisdomTree U.S. Quality Dividend Growth Index underwent a rebalance on December 10, focusing on an enhanced methodology to refine its investment process. The strategy narrows over 3,000 securities to 200 constituents by emphasizing profitability and growth metrics while excluding firms with negative dividend coverage. Notable sector weight changes occurred.
In December, NeurIPS and iREX showcased advancements in robotics and AI, highlighting Vision-Language-Action models and breakthroughs in humanoid robots. Key developments included NVIDIA’s open-source AI stack and collaborative efforts from SoftBank and Yaskawa. These events indicate a shift towards practical AI and robotics deployment, reflecting positive industry growth and investment potential.
The article discusses warning signs regarding the SP500 index, citing high P/E ratios and the concentration of investments in mega-cap stocks. While drawing parallels to the dot-com bubble, the author argues today’s mega-caps possess superior profitability metrics and valuation. Traditional wisdom may be misleading in the current market context.
Platinum prices surged in 2025 due to a structural supply deficit and increasing investor interest, rising nearly 80% to about $1,600 per ounce. Supply issues, particularly from South Africa, persist, while demand remains elastic. Recycling efforts are expected to relieve some pressure, though the automotive industry’s shift to electric vehicles poses challenges.
monday.com Ltd. (MNDY) has seen a significant decline of over 40% in the past year, despite strong growth in revenue and customer retention. The company demonstrated impressive Q3 2025 results, achieving $317 million in revenue and significant EPS growth. Analysts suggest it’s undervalued, recommending a “Buy” with a $186 price target, indicating potential upside.
Qualcomm (QCOM) has shown a 16% annual increase but is undervalued, trading at a forward P/E of 15. With strong revenue growth, significant partnerships, and premium margins, the company is well-positioned for future gains. Analysts rate it a Strong Buy, with a projected price of $223, indicating 23% upside potential.
Artificial intelligence has evolved into a comprehensive technology ecosystem significantly impacting the global economy. The November 2025 rebalance of the WisdomTree Artificial Intelligence and Innovation Index emphasizes five key pillars shaping AI: compute scale, memory and networking, enterprise adoption, cybersecurity, and strategic investment. AI is now a fundamental operational necessity.
Amazon and Disney reported contrasting earnings, with Amazon achieving a 20% growth in AWS, reaching a $110 billion run rate, while Disney’s revenue remained flat. Amazon’s focus on AI and cloud infrastructure drives its success, contrasting with Disney’s struggles from declining legacy media and reduced operating income. Capital expenditures reflect these priorities.
ASML, a leading Dutch semiconductor manufacturer, has seen a 60% year-to-date gain, now valued over $400 billion. Despite strong margins and performance, its high earnings multiple of 39x raises concerns. Following mixed Q3 results, a cautious Hold rating is issued, with a $1,176 price target indicating limited short-term upside potential.
Investing in a $2 million portfolio with a 5% dividend yield can generate $100,000 annually in retirement income, making it feasible to live off dividends. Focusing on Dividend Aristocrats, which have maintained dividends for over 25 years, can enhance income. However, retirees should prioritize a substantial portfolio for financial security.
The absence of a designated beneficiary on a 401(k) complicates inheritance, often leading to delays and emotional stress for heirs. Financial institutions may hinder access to funds without proper documentation. This highlights the necessity of clear estate planning and communication to ease transitions and avoid bureaucratic difficulties after a loved one passes.
A Redditor expressed concern about having only $120,000 in liquid assets for retirement. While challenging, achieving retirement is still possible with proper financial assessment, extending working years, and increasing savings through catch-up contributions. Seeking advice from a financial planner can further enhance retirement strategies and bridge any financial gaps.
A 61-year-old retiree with a $3.6 million portfolio considers a conservative 3% withdrawal rate, yielding $108,000 annually with a 95% success rate over 30 years. Facing substantial college costs, the retiree’s working spouse offers flexibility. A financial advisor can optimize strategies based on personal circumstances and market conditions for sustainable retirement income.
