从投资组合的生命周期管理入手,根据不同的情形选择相应的ETF基金
创建投资组合
VOO, IVV, SPY 都可以创建大型市值蓝筹股的投资组合,同时多元化投资在11个板块。指数中的美国公司都是实力雄厚的大型企业,构成组合中坚实的基础和核心。
权益类资产和固定收益类资产的投资类型
对于权益类资产,可以从价值评估(valuation)和市值规模两个维度进行划分。从价值评估维度, 资产可分为价值驱动还是增长驱动,介乎两者之间是核心驱动。
标普500提供高市值的大型企业,而IJR 、IJH分别是投资中型和小型企业的基金。如果选用VTS, 则覆盖大型、中型、小型和微型企业。
对于固定收益类资产,可以从对利率的敏感性和信贷质量两个维度进行划分。从利率的敏感性维度,可分为有限、中等、极其敏感,这主要和债券的久期有关。从信贷质量维度,可分为高级、中级、低级别。政府的国库券是高等级债券,而不具备投资级别的垃圾债券信贷质量最低。
资产板块轮转投资
Preview | Product | Price | |
---|---|---|---|
Golkcurx Rolling Laptop Bag with Wheels, Removable Water-Repellent Rolling Briefcase for Women and... | $71.99 | Buy on Amazon |
Last update on 2024-04-20 / Affiliate links / Images from Amazon Product Advertising API
Preview | Product | Price | |
---|---|---|---|
CozyBerry® Querencia™ Candle Warmer, Compatible with Yankee Candle Large Jar, Metal, Candle Lamp,... | $34.99 | Buy on Amazon |
Last update on 2024-04-20 / Affiliate links / Images from Amazon Product Advertising API
SPDR有典型的投资各板块的基金供选择
周期性和敏感性板块,如能源,材料,行业股,随经济的起伏发生大的变化,对宏观经济,如利率和经济增长情况敏感;
防御性板块,如健康医保,公用事业,日常消费适合在经济发展低缓时投资或增加比重
减少波动,追求分红,可考虑VIG,SCHD, SPHD, SPLV
建立债券投资组合的基金,目前可考虑短期的SJNK
海外投资
- Tobias, Andrew (Author)
- English (Publication Language)
- 320 Pages - 04/19/2022 (Publication Date) - Harper...
- Reference Guide, Investment Lawyer's (Author)
- English (Publication Language)
- 46 Pages - 07/12/2019 (Publication Date) -...
- 5.1-channel 80-Watt powerful surround sound system
- 4K60, 4K120AB and 8K60B HDMI 2.1 with HDCP 2.3 and...
- Dolby Vision, Hybrid Log-Gamma and BT.2020
- Supports enhanced media and gaming - ALLM, VRR
- YPAO automatic room calibration
- Low-Profile Modern Design - Clean silhouettes,...
- Powerful Performance - Brilliant clarity,...
- Simple Setup, Streaming & Control - Get setup and...
- 5.1-Channel Sound - Experience a powerful...
- 6 Total Speakers - Full-range drivers deliver...
Last update on 2024-04-05 / Affiliate links / Images from Amazon Product Advertising API
Last update on 2024-04-05 / Affiliate links / Images from Amazon Product Advertising API
VEU基金可以获得美国之外的其他国际市场的投资机会, 前五大国家是日本、英国、法国、德国、瑞士。投资新兴国家的基金VWO
Preview | Product | Price | |
---|---|---|---|
Kodak Ultra Mini Portable Projector - HD 1080p support LED DLP Rechargeable Pico Projector - 100"... | $179.99 | Buy on Amazon |
Last update on 2024-04-20 / Affiliate links / Images from Amazon Product Advertising API
Preview | Product | Price | |
---|---|---|---|
Nintendo Switch™ with Neon Blue and Neon Red Joy‑Con™ | $287.99 | Buy on Amazon |
Last update on 2024-04-20 / Affiliate links / Images from Amazon Product Advertising API
集中投资欧洲市场有VGK、日本市场有IXP。为了防范外国货币对本国货币(home currency)的波动,可以考虑用对冲基金。日本股票对冲基金是DXJ ,适合欧洲股票对冲基金是HEDJ,ETF对冲基金(Hedged),可以部分剔除外币对美元波动对外国股市收益产生的影响
大多数国家都有对应的非对冲ETF基金。
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- SAMSUNG USA AUTHORIZED - Includes 2 Year Extended...
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- SAMSUNG TIZEN OS: Stream your favorite shows, play...
- BUNDLE INCLUDES: Samsung DU8000 Series 4K HDR...
Last update on 2024-04-05 / Affiliate links / Images from Amazon Product Advertising API
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